Medicare is a good program for many people turning 65. Supplemental Medicare coverage can fill in the financial gap between what Medicare pays and what you have to pay. After you sign up for Medicare Plans A (hospital) and B (medical), there are as many as ten supplemental plans available to you.

These plans offer varying degrees of coverage and are designed to reduce your out-of-pocket expenses. Different insurance companies offer different choices of plans and we can help you find the one that best meets your particular needs. If you would like to receive information and/or have us contact you, please click here.

As another choice, you may select a private plan from several carriers. One may be an HMO model and another may be a PPO model. The advantage for you can be lower monthly costs for premium outlays. The disavantages may be higher potential out of pocket costs. Contact us for more information.

Beginning January 1, 2006, Medicare Part D coverage is now available to Medicare eligible participants. Coverage is now available to defray the cost of prescription drug expenses.

We offer several different options with Humana and Blue Cross for Part D coverage. If you provide us with a list of your current medications we can help you choose the right plan for your needs. Contact us for more information.